
Why plan early
Christmas, in numbers
Christmas lands in the middle of the most expensive time of year. Spreading it over twelve weeks takes the pressure off your wallet and your evenings.
What Christmas 2025 was expected to cost the average UK family.
MoneySuperMarket
UK adults borrowed money to pay for Christmas 2025, mostly on credit cards and buy now pay later.
YouGov, January 2026
Weeks in the countdown, from 5 October. Four small jobs a week instead of one mad fortnight.
The Calm Christmas Planner
Printable pages, from the first budget chat to the January returns.
The Calm Christmas Planner
Take a look inside
Flick through the planner
Real pages from the planner. Print what you need, stick the countdown on the fridge and tick it off week by week.
Pair it with The Winter Money Survival Guide
The planner keeps Christmas calm. The guide cuts the bills around it: heating, kids and consoles, food, and every scheme you might be owed. 100 pages, sourced and in plain English.
Instant download · UK wide, Scotland schemes flagged
FREQUENTLY ASKED QUESTIONS
Everything You Need to Know
Is this a physical planner?
Is this a physical planner?
No. It's a 21-page printable PDF you download straight after checkout, so nothing is posted.
Can I print it?
Can I print it?
Yes. It's A4 and designed to print well on a home printer. Print only the pages you need, and print the kids' pages once per child.
Is it the same as the Christmas pages in the guide?
Is it the same as the Christmas pages in the guide?
No. The guide has a Christmas spend planner, a dinner planner and a buy now pay later tracker. None of those are repeated here. The planner covers the countdown, savings, gifts, stockings, Secret Santa, visits, food around the big day, thank-yous and the January reset.
I'm starting late. Is it still worth it?
I'm starting late. Is it still worth it?
Yes. The countdown is dated from 5 October, but you can start at any week. Catch up on the jobs you've missed at your own pace and carry on from there.
What do I need to use it?
What do I need to use it?
A printer and a pen, or any PDF app if you'd rather fill it in on a tablet.
How do I get it after I buy?
How do I get it after I buy?
Your download link appears on the order confirmation page and is emailed to you. If it doesn't arrive, check your spam folder or contact us.
Can I get a refund?
Can I get a refund?
As it's a digital download, it can't be returned once downloaded. If something is wrong with your file, get in touch and we'll put it right. See our refund policy.
Instant Delivery
Download straight after checkout.
Print At Home
A4, any home printer.
Secure Payment
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Friendly Support
Real answers from a real person.